Even First Accident Claim Raises Car Insurance Rates For Years

Afraid that making just one auto-insurance claim will raise your rates? That fear is entirely justified by the results of a new study—pointing to a premium rate hike of 41 percent, on average, after making just one $2,000 claim. That’s about $370 annually, on average, and a premium that could haunt you for several years.
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It’s fair to say that teenage drivers and twenty-something men carry a reputation for being especially ticket-prone. But that might be an unfair impression, as they’re not the age group that gets the most tickets—and a look at new survey results reaches some very different conclusions. Those age 50 to 64 are the actually the
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Looking for the best compromise between driving fun and fuel efficiency? The 2016 Mazda MX-5 Miata could very well be the new winner. CHECK OUT: The Lowest-Rated Cars Of 2015 Mazda has released full details for the redesigned 2016 Mazda MX-5 Miata lineup; and while pricing and features have been updated incrementally, far and away
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For a certain kind of shopper, leasing can be a smart option. If you’re the type who wants a new vehicle with the latest look and features every few years, it can often give you more car for the money. Yet it’s worth laying out the numbers first, to see if leasing adds up in
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Americans are increasingly rediscovering the importance of buying local, or buying U.S.-made products. And for some households, that value system extends to their family vehicle. Yet it’s not entirely clear what constitutes ‘made in America’ for a car or truck. There is no 100-percent American model on the market; every vehicle has some foreign-made parts.
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If you think that electric-car ownership is beyond your financial reach, think again. Due to a matter of supply and demand, and a flood of used models entering the market, electric vehicles (EVs) like the Nissan Leaf are remarkably affordable. This summer, and likely into the fall, there’s a surplus of electric cars being returned
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If you have your mind set on skipping past the full-size Silverado (or F-150 or Ram 1500, for that matter) and heading for the somewhat more manageable 2016 Chevrolet Colorado—or the closely related GMC Canyon—you’ll be facing a dilemma: do you get the V-6 gasoline engine, or the new-for-2016 Duramax 2.8-liter turbo-diesel four-cylinder? There is,
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Picture this: You’re sitting at home one night watching TV or flipping through a magazine when you see an ad for a shiny new sports car whipping through a curvy canyon highway—or maybe it’s a rugged pickup kicking up a cloud of dust in search of adventure. The announcer screams at you, “$29,995!” You think
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You’ve seen the TV spots. You’ve read the ads. You’ve visited the automaker’s website. That new car you want is very safe, they proclaim. It has received top marks from the Insurance Institute for Highway Safety—the Top Safety Pick+ award. But not every car on the dealer’s lot is necessarily a Top Safety Pick+ recipient,
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The family sedan is in the midst of a quiet revolution. What was once indisputably the type of car most likely to be found in the average American garage has been displaced by crossovers and SUVs that channel a little Marlboro Man with room for the kids and their gear (plus maybe the neighbors’ kids).
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